Ogden-Weber Chamber Sponsored Insurance Plan
Are you a small or mid-sized business looking for a comprehensive health insurance plan that offers both affordability and flexibility. The Ogden-Weber Chamber Sponsored Insurance Plan is designed with your needs in mind, offering a wide range of benefits that prioritize choice, simplicity, and savings.
If you’re interested in learning more about our sponsored insurance plan, please fill out the contact form below, and one of our Fringe Benefit Analysts representatives will be in touch with you soon. Thank you for considering the Ogden-Weber Chamber Sponsored Insurance Plan for your business’s health insurance needs.
Why Should I Choose the Ogden-Weber Chamber Sponsored Insurance Plan?
Choice. No two businesses are alike. That’s why we offer several plans and products to provide you with the flexibility to choose the coverage that best suits your unique needs. Our range of options ensures you can find the right plan that works for you and your employees.
Convenience. Our streamlined enrollment process offers one platform that simplifies the process, allowing you to enroll easily and quickly. Time is a valuable asset for all businesses, and we want to make the process as simple and hassle-free as possible.
Savings. As a member of the Ogden-Weber Chamber, you can benefit from our nationally-negotiated benefit premiums based on our strength and size. This means we can leverage our bargaining power to provide you with the best rates possible, ensuring that you get quality coverage that is also affordable. Our plan is designed to help keep your rates in check, protecting your business’s bottom line.
Quality Coverage. Our plan is designed to provide you with quality coverage that meets your needs. We partner with top-rated insurance carriers, ensuring you and your employees are protected.
Support. Our Fringe Benefit Analysts representatives are available to assist you with any questions or concerns you may have about our plan. Committed to providing exceptional customer service, their support ensures you have the resources you need to make informed decisions that are best for your business.
Ogden-Weber Chamber Sponsored Insurance Plan
Please fill out this form and a Fringe Benefit Analysts representative will contact you shortly.
FREQUENTLY ASKED QUESTIONS
Q: What are the eligibility requirements to participate in the Ogden-Weber Chamber Sponsored Insurance Plan?
Employer organizations must be members of the Ogden-Weber Chamber of Commerce. In addition, at least two full-time employees must enroll in benefits.
Q: As an employer organization interested in the dental, vision, and other benefit packages, could I select which benefits I want to offer?
The employer organization must purchase the base Gold plan for all full-time employees. Additional benefits from the Platinum and Diamond plans can be added at the employer organization’s discretion.
Q: Is the Sponsored Insurance Plan guaranteed for all members of the Chamber?
The Ogden-Weber Chamber Sponsored Insurance Plan is a medically underwritten insurance product. Rates are determined by risk factors and are based upon those factors for each organization. All employer organizations that solicit a quote will receive plans and rates according to the underlying risk.
Q: Under the medical plan, which hospitals are considered in-network?
The medical plan utilizes the Cigna PPO network which includes Intermountain Health, Holy Cross Medical Group formerly known as Steward Health Care, and MountainStar hospital systems. Please note not all providers practicing in these locations are considered in-network. It is the responsibility of the employer organization to verify the provider’s acceptance of this network.
Q: What if the employer organization is enrolled and does not renew or drops the Chamber membership?
Since employer organizations must be members of the Ogden-Weber Chamber, benefits will terminate at the end of the month following the date of loss of membership.
Q: What percentage of the premium are employer organizations required to pay towards these plans?
On the sponsored medical plan, it is required that employer organizations pay 50% of the employee only premium. On the dental, vision, and other benefit packages, employer organizations are required to pay 100% of the base package.
Q: Does an employer organization have to purchase the sponsored medical plan and ancillary package together?
No. These packages can be purchased separately.
Q: Are 1099 employees eligible for the employer sponsored benefits?
No. A 1099 employee is technically contracted and is not paid regular wages. Only employees receiving a W2 will be allowed to participate in the employer sponsored plans.
Q: As an employer, do I need to wait until open enrollment in January to participate?
An employer can come onto the plan at any time and may choose when the company’s effective date will be.
Q: What is meant by a single monthly billing for employers as part of this sponsored plan?
A billing consolidator service will be provided for each participating employer. This service will include reconciling bills, checking enrollment and an ACH premium draft to the various carriers.
AGENTS & BROKERS – Solicitation Agreement
The Ogden-Weber Chamber Sponsored Insurance Plan is open to other agents/brokers. There are a few requirements that need to be met in order to be authorized to solicit these plans. In addition, there will be mandatory trainings and updates that must be attended. Please reach out to Mike Deru for more information.
Consultant, Fringe Benefit Analysts
Direct Line: (801) 499-5395 | Cell: (801) 960-5232